* Hard work: All hard work bring a profit, but mere talk leads only to poverty.
* Laziness: A sleeping lobster is carried away by the water current.
* Earnings: Never depend on a single source of income. [At least make your
Investments get you second earning]
* Spending: If you buy things you don't need,
you'll soon sell things you need.
* Savings: Don't save what is left after
spending; spend what is left after saving.
* Borrowings: The borrower becomes the lender's slave.
* Accounting: It's no use carrying an umbrella, if your shoes are leaking.
* Auditing: Beware of little expenses; A small
leak can sink a large ship.
* Risk-taking: Never test the depth of the river with both feet. [Have an
alternate plan ready]
* Investment: Don't put all your eggs in one basket.
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